Herbert M. Richardson III

Herb provides thoughtful, personalized financial guidance to high-net-worth individuals and families by taking the time to understand each client’s unique goals, values, and circumstances. With decades of experience advising senior executives and entrepreneurs, he brings deep expertise in corporate compensation, tax-efficient planning, strategic charitable giving, and concentrated stock management. Herb helps clients navigate these complex areas by translating them into clear, actionable strategies that support confident and informed decision-making.
His investment philosophy is grounded in disciplined research, thoughtful asset allocation, and a long-term performance outlook. Herb places strong emphasis on risk management, helping clients pursue meaningful growth while protecting their wealth from excessive volatility and excessive losses.
Herb works closely with multigenerational families, providing continuity in financial planning across decades. He supports clients in preparing heirs for the responsibilities of wealth through structured family meetings, financial education, and succession planning that fosters stewardship and shared values. His estate planning approach includes a broad range of trust strategies—such as GRATs, SLATs, bypass trusts, dynasty trusts, and both revocable and irrevocable trusts—designed to meet both immediate needs and long-term legacy goals.
By working with a small, dedicated group of clients, Herb offers highly personalized, hands-on service. He maintains frequent communication, is easily accessible, and collaborates closely with each client’s legal and tax advisors to ensure fully integrated planning. Herb’s ultimate goal is to help families align their financial lives with their values, aspirations, and the legacy they wish to leave behind.